1. Typical Client with the Hearts and Minds for Long Term Care insurance

    The typical long-term care buyer •  Female, Caucasian, age 55 to 64 •  Married with adult children •  Working in a white-collar profession; not yet retired •  College educated •  Living in a metropolitan area with a population of  at least 250,000 •  A homeowner with 11 or more ye…Read More

  2. Common Misconceptions about Long Term Care insurance

    The two major fears that American seniors face when ask are number one. Outliving their income followed closely by the concerns of having resources to pay for Long term care in the event of a catastrophic illness. Recently 75 percent of seniors polled had either experienced caring for an aging paren…Read More

  3. Asset Based Long Term Care insurance VS Traditional Long Term Care insurance

    As you are beginning to probably realize that one product that I believe in most is Long Term Care insurance.  Reason being, I have witnessed first hand the devastating effects that not having it can have on someone and the ripple effect that is passed down to children (and even grandchildren).  I…Read More

  4. Long Term Care explained by Beau D Singletary

    In the many years of speaking to retirees and pre-retirees, I have learned that there are a handful of topics that will more than likely come up. One is the long-term viability of Social Security; I try not to delve too much into this one as it is a total crap shoot, but the question does come up. …Read More

  5. SURVEY: MOST AMERICANS DON’T HAVE LONG-TERM CARE INSURANCE; MORE THAN HALF OF THOSE BELIEVE IT’S TOO EXPENSIVE

    Three-quarters of Americans—75%—say they don’t currently have long-term care (LTC) insurance, and more than half (53%) of those who don’t say it’s too expensive. A survey conducted online by Harris Poll on behalf of OneAmerica® in August asked 2,065 adults age 18 and older1 whether they …Read More

  6. SURVEY: MAJORITY OF AMERICANS BELIEVE HEALTH INSURANCE OR MEDICARE WILL PAY FOR LONG-TERM CARE

    More than half of Americans – 55 percent – mistakenly believe health insurance or Medicare will pay for assistance with daily living due to illness or injury for an extended period of time. A recent survey1 conducted online by Harris Poll on behalf of OneAmerica® asked adults how they would pay…Read More

  7. Do you really need Long Term Care insurance?

    This graph paints a grim reality. There is a 50/50 Chance you will need Long Term Care during your life time! That said, the graph illustrates the average lengths of time by demographic   A 50-50 likelihood you'll use your policy is enormously high. That's part of the reason long term care insuranc…Read More