by Laurel | Sep 16, 2020 | Annuities, Income Rider, Indexed Annuity
5 Reasons to Consider an Annuity in your Retirement Portfolio When people think the word “annuity”, they think of something that will lock their money up indefinitely and the only way that they will have access is through a series of periodic payments. While this can...
by Laurel | Jun 30, 2020 | Annuities, Income Rider, Indexed Annuity
Why do you have to lose? You don’t! Do you ever wish you could only reap when the market makes money, without having to participate in down risk? Index Annuities allow you to achieve such strategy! First and Foremost, Equity-Indexed Annuities are not to compete...
by Laurel | Nov 21, 2019 | Annuities, CD alternative, Financial products, Income Rider, Indexed Annuity, Insurance and Retirement Planning, MYGA
Annuities are a good investment if you are buying them for the right reasons. You can buy annuities for safety, long-term growth, or income. For example, a fixed multi-year guarantee annuity might make an attractive alternative to a CD; variable annuity might be...
by Laurel | Jun 14, 2019 | Income Rider, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, RMD
In a world where pensions have fallen by the way side, many people are looking towards Fixed Annuities. The problem is that these annuities are getting harder to find access to. Many Financial Advisors focus strictly on assets under management. Whereas many...
by Laurel | Apr 15, 2019 | Income during retirement, Income Rider, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Qualified Retirement, Retirement, Retirement Income, Retirement Planning, RMD
Originally, annuities had one purpose, which was to convert a lump sum of capital into a stream of income, either for a lifetime or for a certain time period. They were designed for people at retirement or those who had a specific need for fixed,...
by Laurel | Feb 17, 2019 | Income during retirement, Income Rider, Preservation of Capital, Retirement, Retirement Income, Retirement Planning
Life Insurance — an instrument which is favored by some due to the inherent tax benefits while others endorse the importance of having a life insurance cover. Though life insurance companies and also the regulatory body are trying to instill the awareness of life...