1. Early Withdrawal Penalties for Traditional and Roth IRAs

    Most professionals would all be on the same page that it is rarely a good idea to take an early withdrawal from a traditional or Roth IRA. Mainly due to the substantial cost an early withdraw can cost (not to mention losing out on years of potential earnings). Early distributions from IRAs (that is,…Read More

  2. Premium Financing for Life Insurance for the Wealthy

    Wealthy clients looking to use life insurance in their estate plans may find that funding their policies with a loan makes sense, especially as interest rates are still relatively low. The goal is to exploit low interest rates to get a cheap loan, which funds premium payments for a cash-value life i…Read More

  3. Life Insurance in Retirement Planning

    Life Insurance in Retirement Most people think of life insurance in terms of the financial benefits it provides to relatives when you die. But many don’t realize that you can often use it to your advantage even sooner. Certain types of life insurance policies can be used to generate additional s…Read More

  4. So are annuities a good investment? If you are buying them for the right reasons, they can be…

    Are annuities a good investment? If you are buying them for the right reasons, they can be. You can buy annuities for safety, long-term growth, or for income. For example, a fixed annuity might make an attractive alternative to a CD, a variable annuity might be bought for long-term, tax-deferred gr…Read More

  5. Feature Spotlight: The Income Multiplier Benefit on Allianz 222 Annuity

    There are many reasons to consider adding Allianz 222 Annuity and its built-in Protected Income Value (PIV) rider to your retirement portfolio. Because it’s a fixed index annuity (FIA), Allianz 222 offers traditional FIA benefits such as principal and credited interest protection from market downt…Read More

  6. Are You Looking for Guaranteed Principal Return and Growth?

    Are You Looking for Guaranteed Principal Return and Growth? Guaranteed Interest of 3.20% for 2 years, 4.10% for 5 years! Guaranteed ! In order to achieve your financial plan you have to purchase products that meet the purpose defined. One purpose in a financial plan is guarantee principal and growth…Read More

  7. Using Life Insurance for Retirement Income

    Life Insurance — an instrument which is favored by some due to the inherent tax benefits while others endorse the importance of having a life insurance cover. Though life insurance companies and also the regulatory body are trying to instill the awareness of life insurance in the minds of some…Read More