by Laurel | Feb 12, 2026 | Annuities, Financial products, Income during retirement, Income Rider, Indexed Annuity, Preservation of Capital, Retirement, Retirement Income, Retirement Planning, RMD
Eliminating Sequence of Returns Risk in Retirement How a Fixed Indexed Anuity with an Income Rider Can Protect IRA RMDs One of the greatest hidden risks in retirement planning is sequence of returns risk. This risk becomes especially dangerous when retirees are...
by Laurel | Feb 16, 2021 | Annuities, Retirement
We all struggle with security/insecurity . Personally, I worry about what others think of me. Did I say something wrong? Why am I “weird”? What does “quirky” mean? Is “quirky” a good thing? (Okay, I might have just revealed a...
by Laurel | Mar 6, 2020 | Income during retirement, Insurance and Retirement Planning, Retirement, Retirement Planning
I hear a lot of clients talk about how well the stock market has been doing since the crash of 2008. “Oh, yeah! Ive made all the money back and then some!”… the same ole story. But let me ask you this: What if you were having to take income during...
by Laurel | Dec 12, 2019 | Retirement, Retirement Planning
Most professionals would all be on the same page that it is rarely a good idea to take an early withdrawal from a traditional or Roth IRA. Mainly due to the substantial cost an early withdraw can cost (not to mention losing out on years of potential earnings). Early...
by Laurel | Dec 5, 2019 | Retirement Planning
Wealthy clients looking to use life insurance in their estate plans may find that funding their policies with a loan makes sense, especially as interest rates are still relatively low. The goal is to exploit low interest rates to get a cheap loan, which funds premium...
