by Laurel | Feb 12, 2026 | Annuities, Financial products, Income during retirement, Income Rider, Indexed Annuity, Preservation of Capital, Retirement, Retirement Income, Retirement Planning, RMD
Eliminating Sequence of Returns Risk in Retirement How a Fixed Indexed Anuity with an Income Rider Can Protect IRA RMDs One of the greatest hidden risks in retirement planning is sequence of returns risk. This risk becomes especially dangerous when retirees are...
by Laurel | Feb 12, 2026 | Annuities, CD alternative, Multi-Year Guarantee, MYGA
A Smart Alternative to CDs in Uncertain Times Earn 9.70% the First Year – With a Strong Guaranteed Yield Thereafter In today’s unpredictable economic climate, many savers are asking the same question: “Where can I put my money that is safe, guaranteed, and still earns...
by Laurel | Aug 17, 2021 | Medicare Advantage Plans/Medicare Part C, Medigap/Medicare supplement
I get this question all the time: What about Medicare Advantage plans? Is it too good to be true? Maybe, Maybe Not! Medicare Advantage Let me 1st say this: Medicare Advantage plans have their place. They can work for some. While for others, not so much! Medicare...
by Laurel | Mar 23, 2021 | Medigap/Medicare supplement
As you are well aware, premiums go up every year with Medicare supplements. It’s inevitable! Or is it? 99.99% of all carriers have age increases. One exception being AARP/United Healthcare- however, (historically AARP/UHC has had higher premium hikes than many...
by Laurel | Feb 16, 2021 | Annuities, Retirement
We all struggle with security/insecurity . Personally, I worry about what others think of me. Did I say something wrong? Why am I “weird”? What does “quirky” mean? Is “quirky” a good thing? (Okay, I might have just revealed a...
by Laurel | Feb 3, 2021 | Medigap/Medicare supplement, Uncategorized
2020 was crazy. Let’s get on with our lives this year. I am sure we will hit a few hurdles. But we hit the bottom last year so I can’t imagine it getting it much. 2020 brought seismic changes to our lives Congress has made significant changes changes this...
by Laurel | Jan 20, 2021 | Indexed Annuity
Avoid the turbulent water of the market with smooth sailing with an Index Annuity. Let’s face it, Index Annuities can be confusing to say the least. In sum, index annuities provide you with upside potential with protection from losses in the market. As you near...
by Laurel | Dec 11, 2020 | Asset Based Long Term Care, Long Term Care insurance, Traditional Long Term Care
I mention to all my clients their need for Long Term Care insurance. Many times I hear “I’m never going into a Nursing Home, I don’t need it!”… Well, if that’s you, guess what, you need Long Term Care insurance! Long Term Care...
