by Laurel | Jul 1, 2026 | Annuities, Financial products
Understanding the Different Types of Annuities: Which One May Fit Your Retirement Plan? Planning for retirement is not just about saving money. It is also about deciding how that money will be protected, how it may grow, and how it can eventually create income you can...
by Laurel | Jun 20, 2026 | Long Term Care insurance, Medicare, Medicare, Medigap/Medicare supplement, Retirement, Retirement Planning
The Three Biggest Financial Risks Facing Retirees in South Carolina and North Carolina (And How to Protect Yourself) Retirement planning in South Carolina and North Carolina has become increasingly complex as retirees face rising healthcare costs, growing long-term...
by Laurel | Feb 12, 2026 | Annuities, Financial products, Income during retirement, Income Rider, Indexed Annuity, Preservation of Capital, Retirement, Retirement Income, Retirement Planning, RMD
Eliminating Sequence of Returns Risk in Retirement How a Fixed Indexed Anuity with an Income Rider Can Protect IRA RMDs One of the greatest hidden risks in retirement planning is sequence of returns risk. This risk becomes especially dangerous when retirees are...
by Laurel | Feb 12, 2026 | Annuities, CD alternative, Multi-Year Guarantee, MYGA
A Smart Alternative to CDs in Uncertain Times Earn 9.70% the First Year – With a Strong Guaranteed Yield Thereafter In today’s unpredictable economic climate, many savers are asking the same question: “Where can I put my money that is safe, guaranteed, and still earns...
by Laurel | Aug 17, 2021 | Medicare Advantage Plans/Medicare Part C, Medigap/Medicare supplement
I get this question all the time: What about Medicare Advantage plans? Is it too good to be true? Maybe, Maybe Not! Medicare Advantage Let me 1st say this: Medicare Advantage plans have their place. They can work for some. While for others, not so much! Medicare...
by Laurel | Mar 23, 2021 | Medigap/Medicare supplement
As you are well aware, premiums go up every year with Medicare supplements. It’s inevitable! Or is it? 99.99% of all carriers have age increases. One exception being AARP/United Healthcare- however, (historically AARP/UHC has had higher premium hikes than many...
by Laurel | Feb 16, 2021 | Annuities, Retirement
We all struggle with security/insecurity . Personally, I worry about what others think of me. Did I say something wrong? Why am I “weird”? What does “quirky” mean? Is “quirky” a good thing? (Okay, I might have just revealed a...
by Laurel | Feb 3, 2021 | Medigap/Medicare supplement, Uncategorized
2020 was crazy. Let’s get on with our lives this year. I am sure we will hit a few hurdles. But we hit the bottom last year so I can’t imagine it getting it much. 2020 brought seismic changes to our lives Congress has made significant changes changes this...
