1. Typical Client with the Hearts and Minds for Long Term Care insurance

    The typical long-term care buyer •  Female, Caucasian, age 55 to 64 •  Married with adult children •  Working in a white-collar profession; not yet retired •  College educated •  Living in a metropolitan area with a population of  at least 250,000 •  A homeowner with 11 or more ye…Read More

  2. What is the Medicare Annual Enrollment Period– referred to is Open Enrollment

    First of all, let me address the reference to "Open Enrollment" period... AEP is not the actual Open Enrollment period in the true sense of the word and meaning!  Open Enrollment implies NO HEALTH QUESTIONS.  Open Enrollment when you are first turning 65, allows you to pick any plan with ZERO heal…Read More

  3. Common Misconceptions about Long Term Care insurance

    The two major fears that American seniors face when ask are number one. Outliving their income followed closely by the concerns of having resources to pay for Long term care in the event of a catastrophic illness. Recently 75 percent of seniors polled had either experienced caring for an aging paren…Read More

  4. DC Physician Indicted for Almost $13M in Medicare Fraud

    I believe much of the problem with escalating medical costs and Medicare abuse falls on the physician's greed and self-justification of his actions A physician who has a practice in the District of Columbia has been charged with participation in an alleged $12.7 million healthcare fraud scheme that…Read More