by Laurel | Feb 17, 2019 | Income during retirement, Income Rider, Preservation of Capital, Retirement, Retirement Income, Retirement Planning
Life Insurance — an instrument which is favored by some due to the inherent tax benefits while others endorse the importance of having a life insurance cover. Though life insurance companies and also the regulatory body are trying to instill the awareness of life...
by Laurel | Feb 17, 2019 | Income during retirement, Income Rider, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Qualified Retirement, Retirement, Retirement Income, Retirement Planning, RMD
A lot of confusion and hype floats around about Fixed Indexed Annuities (FIAs). A lot of financial advisors have given the term “annuity” a bad name. The word annuity implies “insurance” and, to me , therefore should not be tied directly to...
by Laurel | Feb 5, 2019 | Home Health Care, Income Rider, Long Term Care insurance, Medicaid, Medicare Advantage Plans/Medicare Part C, Medicare Part A, Medicare Part B, Medigap/Medicare supplement
Three-quarters of Americans—75%—say they don’t currently have long-term care (LTC) insurance, and more than half (53%) of those who don’t say it’s too expensive. A survey conducted online by Harris Poll on behalf of OneAmerica® in August asked 2,065 adults age 18 and...
by Laurel | Jan 22, 2019 | Dental Insurance, Income during retirement, Income Rider, Indexed Annuity, Insurance and Retirement Planning, Medigap/Medicare supplement, Multi-Year Guarantee, MYGA, Preservation of Capital, Retirement, Retirement Income, Retirement Planning
If you want to have a good retirement, you need to figure out what that means to you. Do some life planning for retirement, set goals and create a plan that allows you to achieve exactly what you want. What do most of us want? It is usually pretty simple a: Happy...
by Laurel | Dec 27, 2018 | Income Rider, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital
AT WHAT AGE SHOULD YOU PURCHASE AN INDEXED ANNUITY? The great thing about fixed indexed annuities is that they are a reliable retirement planning vehicle appropriate for people in a variety of life stages. However, there are a few rules of thumb to follow when...
by Laurel | Nov 12, 2018 | Income Rider, Long Term Care insurance, Preservation of Capital
This graph paints a grim reality. There is a 50/50 Chance you will need Long Term Care during your life time! That said, the graph illustrates the average lengths of time by demographic A 50-50 likelihood you’ll use your policy is enormously high. That’s...
