Americo Rates
New Annuity Rates Effective October 22, 2018
Americo has made some positive rate adjustments to our Ultimate One Index Series and Future Provider Series annuity products.
New contracts issued on October 22, 2018, or after will receive the new rates.
Rates in GREEN indicate a change from the previous rate.Life Rates
Rates current as of October 22, 2018
Indexed Annuity SPDA Rates
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Americo Ultimate One Index Series (411) Crediting Rate Options Rates |
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Ultimate One Index 9 Point-to-Point with Participation Rate Point-to-Point with Cap Declared Interest Option 35.00% 4.00% 58.00% 4.40%2.00% |
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Ultimate One Index 9 Bonus Point-to-Point with Participation Rate Point-to-Point with Cap Declared Interest Option 23.00% 2.30% 38.00% 2.70%1.30% |
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GMV: The GMV equals 100% of premium less any partial surrenders, accumulated at an annual effective rate of 1% for policies issued in 2018, less surrender charges and any applicable premium tax. |
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General Life |
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LifeCrest Index (277) 4.00% 8.75% 1.00% 6.27% |
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LifeCrest (179) 4.00% |
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LifeCrest SI (405) 4.00% |
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Future Provider Series (411) Current Rates Future Future ProviderCrediting Rate & Other Options Provider Bonus |
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Monthly Averaging, S&P 500® without Cap |
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Point-to-Point, NASDAQ–100® without Cap |
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Point-to-Point, S&P 500® without Cap |
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Point-to-Point, S&P 500® with Cap Participation Rate Spread Cap 100.00% 0.00% 4.00% 100.00% 0.00% 2.30% |
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Point-to-Point, S&P 500®, The EZ Option 3.35% 2.20% |
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Death Benefit Payout Rider (Rider Series 2152) |
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Declared Interest Option 2.00% 1.30% |
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GMV: The GMV equals 100% of premium less any partial surrenders, accumulated at an annual effective rate of 1% for policies issued in 2018, less surrender charges and any applicable premium tax. |
Fixed Annuity Rates
Rates are current as of October 22, 2018, and are subject to change.
LifeCrest Index (277), LifeCrest (179), LifeCrest SI (405), Platinum Assure (271), Ultimate One Index Series (411), and Future Provider Series (411) are underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Some products, riders, benefits, and rates may not be available in all states or for all periods. Certain restric- tions apply. Consult contract for all limitations and exclusions. The S&P 500® Index is a product of S&P Dow Jones Indices LLC (“SPDJI”) and has been licensed for use by Americo Financial Life and Annuity Insurance Company (“Americo”). Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). These trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Americo. Americo’s annuity product is not sponsored, endorsed, sold, or promoted by SPDJI, S&P, Dow Jones, or their respective affiliates, and none of such parties makes any representation regarding the advisability of investing in such product, nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index. NASDAQ®, NASDAQ-100®, and NASDAQ-100 Index® are trademarks of The Nasdaq Stock Market, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by Americo Life, Inc. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).
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18-001-10 (10/22/2018) © Americo For agent use only. Not for public use.
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Platinum Assure 5 (271) |
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5-year guaranteed interest rate 3.60% Check www.americo.com for rate updates. |
