by Laurel | Sep 25, 2019 | Asset Based Long Term Care, Long Term Care insurance, Medicaid, Men's Health, Traditional Long Term Care
Most of us don’t want to think about the day when we can no longer take care of ourselves, or when our loved ones can no longer live on their own. But the hard truth is that 70% of us will need some form of long term care once we reach our golden years. This means we...
by Laurel | Sep 17, 2019 | Asset Based Long Term Care, Long Term Care insurance, Medicaid, Traditional Long Term Care
The two major fears that American seniors face when ask are number one. Outliving their income followed closely by the concerns of having resources to pay for Long term care in the event of a catastrophic illness. Recently 75 percent of seniors polled had either...
by Laurel | Aug 13, 2019 | Men's Health
Adding nuts to a regular diet significantly improves orgasmic function and sexual desire in healthy young men, according to the FERTINUTS study. The randomized controlled trial, which was recently published in Nutrients, showed a significant increase in the orgasmic...
by Laurel | Aug 13, 2019 | Medicare Part A, Medicare Part B
I believe much of the problem with escalating medical costs and Medicare abuse falls on the physician’s greed and self-justification of his actions A physician who has a practice in the District of Columbia has been charged with participation in an alleged $12.7...
by Laurel | Aug 8, 2019 | Medicare Advantage Plans/Medicare Part C, Medigap/Medicare supplement
How is Medicare Changing in 2020? Congress believes that by requiring all Medicare members to pay their part B deductible this will reduce medical overuse. Since Medigap Plans C and Medigap Plan F* are the only plans that cover the part B deductible, they will be the...
by Laurel | Jul 29, 2019 | Financial products, Income during retirement, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Retirement, Retirement Income, Retirement Planning, RMD
Are annuities a good investment? If you are buying them for the right reasons, they can be. You can buy annuities for safety, long-term growth, or for income. For example, a fixed annuity might make an attractive alternative to a CD, a variable annuity might be bought...
by Laurel | Jul 26, 2019 | Annuities, CD alternative, Financial products, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Qualified Retirement
Call Us Today! (855) 664-5660, (828) 513-5045 We have access to the highest guaranteed fixed interest rates that we offer and allows your client to customize the product to best fit his or her needs. It’s a single premium Multi-Year...
by Laurel | Jul 24, 2019 | Health and Welness, Inoperable brain aneurysm
First: I am not a medical doctor nor should this be taken as medical advise. What is a brain aneurysm? A brain aneurysm is a weak or thin spot on a blood vessel wall in the brain that balloons out and fills with blood. Often this wall is weakened by disease, injury...
by Laurel | Jul 12, 2019 | Asset Based Long Term Care, Long Term Care insurance
As you are beginning to probably realize that one product that I believe in most is Long Term Care insurance. Reason being, I have witnessed first hand the devastating effects that not having it can have on someone and the ripple effect that is passed down to...
by Laurel | Jul 9, 2019 | Income during retirement, Indexed Annuity, Insurance and Retirement Planning, Retirement, Retirement Income, Retirement Planning
Is a Fixed Indexed Annuity right for me? If you: àhave a retirement plan in place, but want to add balance to the mix àneed your earnings to never fall below zero àwant growth potential, coupled with principal protection from market loss àseek a guaranteed...
