1. What goes up, doesn’t have to go down!

    Why do you have to lose?  You don't! Do you ever wish you could only reap when the market makes money, without having to participate in down risk? Index Annuities allow you to achieve such strategy! First and Foremost, Equity-Indexed Annuities are not to compete with market returns.  Over the long…Read More

  2. When are Annuities a Good Investment?

    Annuities are a good investment if you are buying them for the right reasons. You can buy annuities for safety, long-term growth, or income. For example, a fixed multi-year guarantee annuity might make an attractive alternative to a CD; variable annuity might be bought for long-term growth, tax-defe…Read More

  3. Using Life Insurance for Retirement Income

    Life Insurance — an instrument which is favored by some due to the inherent tax benefits while others endorse the importance of having a life insurance cover. Though life insurance companies and also the regulatory body are trying to instill the awareness of life insurance in the minds of some…Read More

  4. SURVEY: MOST AMERICANS DON’T HAVE LONG-TERM CARE INSURANCE; MORE THAN HALF OF THOSE BELIEVE IT’S TOO EXPENSIVE

    Three-quarters of Americans—75%—say they don’t currently have long-term care (LTC) insurance, and more than half (53%) of those who don’t say it’s too expensive. A survey conducted online by Harris Poll on behalf of OneAmerica® in August asked 2,065 adults age 18 and older1 whether they …Read More

  5. Do you really need Long Term Care insurance?

    This graph paints a grim reality. There is a 50/50 Chance you will need Long Term Care during your life time! That said, the graph illustrates the average lengths of time by demographic   A 50-50 likelihood you'll use your policy is enormously high. That's part of the reason long term care insuranc…Read More