1. Need Income? The Market Might Not Be Your Best Bet!…. Understanding Sequence of Returns

    I hear a lot of clients talk about how well the stock market has been doing since the crash of 2008.  "Oh, yeah! Ive made all the money back and then some!"... the same ole story.  But let me ask you this:  What if you were having to take income during those down years?  What would that have loo…Read More

  2. When are Annuities a Good Investment?

    Annuities are a good investment if you are buying them for the right reasons. You can buy annuities for safety, long-term growth, or income. For example, a fixed multi-year guarantee annuity might make an attractive alternative to a CD; variable annuity might be bought for long-term growth, tax-defe…Read More

  3. Are You Looking for Guaranteed Principal Return and Growth?

    Are You Looking for Guaranteed Principal Return and Growth? Guaranteed Interest of 3.20% for 2 years, 4.10% for 5 years! Guaranteed ! In order to achieve your financial plan you have to purchase products that meet the purpose defined. One purpose in a financial plan is guarantee principal and growth…Read More

  4. Could an Indexed Annuity be right for you?

    What is an indexed annuity? An indexed annuity is a contract issued and guaranteed1 by an insurance company. You invest an amount of money (premium) in return for protection against down markets; the potential for some investment growth, linked to an index (e.g., the S&P 500® Index); and, in so…Read More