1. Curious about a reverse mortgage? Here are some things you should know…

    Working with many seniors I find that they all have one primary concern: where am I going to get money??  The money for groceries, for home improvements, money for bills, money for insurance , etc.  And they all seem to ask: "What do you know about a reverse mortgage"? Long and Short: It allows yo…Read More

  2. What does it mean to be secure?

    We all struggle with security/insecurity . Personally, I worry about what others think of me. Did I say something wrong? Why am I "weird"? What does "quirky" mean? Is "quirky" a good thing?  (Okay, I might have just revealed a little too much;-) ) I worry about where I will be in 1 year, or 5 …Read More

  3. 5 Reasons to Consider an Annuity in your Retirement Portfolio

    5 Reasons to Consider an Annuity in your Retirement Portfolio When people think the word “annuity”, they think of something that will lock their money up indefinitely and the only way that they will have access is through a series of periodic payments.  While this can be one way an annuity oper…Read More

  4. Need Income? The Market Might Not Be Your Best Bet!…. Understanding Sequence of Returns

    I hear a lot of clients talk about how well the stock market has been doing since the crash of 2008.  "Oh, yeah! Ive made all the money back and then some!"... the same ole story.  But let me ask you this:  What if you were having to take income during those down years?  What would that have loo…Read More

  5. When are Annuities a Good Investment?

    Annuities are a good investment if you are buying them for the right reasons. You can buy annuities for safety, long-term growth, or income. For example, a fixed multi-year guarantee annuity might make an attractive alternative to a CD; variable annuity might be bought for long-term growth, tax-defe…Read More

  6. Using Life Insurance for Retirement Income

    Life Insurance — an instrument which is favored by some due to the inherent tax benefits while others endorse the importance of having a life insurance cover. Though life insurance companies and also the regulatory body are trying to instill the awareness of life insurance in the minds of some…Read More