1. Collateral Assignment of Life Insurance to Get A LOAN!!

    A collateral assignment of life insurance is a conditional assignment appointing a lender as the primary beneficiary of a death benefit to use as collateral for a loan. If the borrower is unable to pay, the lender can cash in the life insurance policy and recover what is owed. Businesses readily a…Read More

  2. Using Life Insurance for Retirement Income

    Life Insurance — an instrument which is favored by some due to the inherent tax benefits while others endorse the importance of having a life insurance cover. Though life insurance companies and also the regulatory body are trying to instill the awareness of life insurance in the minds of some…Read More

  3. SURVEY: MOST AMERICANS DON’T HAVE LONG-TERM CARE INSURANCE; MORE THAN HALF OF THOSE BELIEVE IT’S TOO EXPENSIVE

    Three-quarters of Americans—75%—say they don’t currently have long-term care (LTC) insurance, and more than half (53%) of those who don’t say it’s too expensive. A survey conducted online by Harris Poll on behalf of OneAmerica® in August asked 2,065 adults age 18 and older1 whether they …Read More

  4. SURVEY: MAJORITY OF AMERICANS BELIEVE HEALTH INSURANCE OR MEDICARE WILL PAY FOR LONG-TERM CARE

    More than half of Americans – 55 percent – mistakenly believe health insurance or Medicare will pay for assistance with daily living due to illness or injury for an extended period of time. A recent survey1 conducted online by Harris Poll on behalf of OneAmerica® asked adults how they would pay…Read More

  5. How to Find the Right Insurance Agent

    Finding the right insurance agent with whom you’re comfortable doing business with is important for many reasons. Giving someone money that you don’t know very well in hopes that they will cover you financially in the event of an accident or other unforeseen event requires trust. As an insurance…Read More

  6. The Ins and Outs of Long-Term Care Insurance

    At Laurel Insurance Partners, we understand that going through a drawn out health battle is a difficult thing for you and your loved ones. If you or a family member are going through an extensive medical predicament which has warranted long-term care, home care, or hospitalization, then looking into…Read More

  7. A Few Quick Life Insurance Myths

    No matter what industry or business you’re involved in, there just seem to always be myths and common misunderstandings. Unfortunately, life insurance is no exception, as there are plenty of myths out there about this highly important insurance service. At Laurel Insurance Partners, we believe tha…Read More