1. Collateral Assignment of Life Insurance to Get A LOAN!!

    A collateral assignment of life insurance is a conditional assignment appointing a lender as the primary beneficiary of a death benefit to use as collateral for a loan. If the borrower is unable to pay, the lender can cash in the life insurance policy and recover what is owed. Businesses readily a…Read More

  2. When are Annuities a Good Investment?

    Annuities are a good investment if you are buying them for the right reasons. You can buy annuities for safety, long-term growth, or income. For example, a fixed multi-year guarantee annuity might make an attractive alternative to a CD; variable annuity might be bought for long-term growth, tax-defe…Read More

  3. Client Spotlight- Tom Lasley and Elaine Wood

    Beau is one of the most thorough, diligent, and fun person we have ever met.  He explained everything we were considering and even took unnecessary things off the table we had been considering.  Highly recommended. Tom and Elaine a successful boutique real estate in Asheville, NC.  They are one o…Read More

  4. What is the Medicare Annual Enrollment Period– referred to is Open Enrollment

    First of all, let me address the reference to "Open Enrollment" period... AEP is not the actual Open Enrollment period in the true sense of the word and meaning!  Open Enrollment implies NO HEALTH QUESTIONS.  Open Enrollment when you are first turning 65, allows you to pick any plan with ZERO heal…Read More

  5. Common Misconceptions about Long Term Care insurance

    The two major fears that American seniors face when ask are number one. Outliving their income followed closely by the concerns of having resources to pay for Long term care in the event of a catastrophic illness. Recently 75 percent of seniors polled had either experienced caring for an aging paren…Read More

  6. Long Term Care explained by Beau D Singletary

    In the many years of speaking to retirees and pre-retirees, I have learned that there are a handful of topics that will more than likely come up. One is the long-term viability of Social Security; I try not to delve too much into this one as it is a total crap shoot, but the question does come up. …Read More

  7. SURVEY: MOST AMERICANS DON’T HAVE LONG-TERM CARE INSURANCE; MORE THAN HALF OF THOSE BELIEVE IT’S TOO EXPENSIVE

    Three-quarters of Americans—75%—say they don’t currently have long-term care (LTC) insurance, and more than half (53%) of those who don’t say it’s too expensive. A survey conducted online by Harris Poll on behalf of OneAmerica® in August asked 2,065 adults age 18 and older1 whether they …Read More

  8. SURVEY: MAJORITY OF AMERICANS BELIEVE HEALTH INSURANCE OR MEDICARE WILL PAY FOR LONG-TERM CARE

    More than half of Americans – 55 percent – mistakenly believe health insurance or Medicare will pay for assistance with daily living due to illness or injury for an extended period of time. A recent survey1 conducted online by Harris Poll on behalf of OneAmerica® asked adults how they would pay…Read More

  9. How to Find the Right Insurance Agent

    Finding the right insurance agent with whom you’re comfortable doing business with is important for many reasons. Giving someone money that you don’t know very well in hopes that they will cover you financially in the event of an accident or other unforeseen event requires trust. As an insurance…Read More

  10. The Ins and Outs of Long-Term Care Insurance

    At Laurel Insurance Partners, we understand that going through a drawn out health battle is a difficult thing for you and your loved ones. If you or a family member are going through an extensive medical predicament which has warranted long-term care, home care, or hospitalization, then looking into…Read More