Annuities are a good investment if you are buying them for the right reasons. You can buy annuities for safety, long-term growth, or income. For example, a fixed multi-year guarantee annuity might make an attractive alternative to a CD; variable annuity might be bought for long-term growth, tax-defe…Read More
The typical long-term care buyer • Female, Caucasian, age 55 to 64 • Married with adult children • Working in a white-collar profession; not yet retired • College educated • Living in a metropolitan area with a population of at least 250,000 • A homeowner with 11 or more ye…Read More
Three-quarters of Americans—75%—say they don’t currently have long-term care (LTC) insurance, and more than half (53%) of those who don’t say it’s too expensive. A survey conducted online by Harris Poll on behalf of OneAmerica® in August asked 2,065 adults age 18 and older1 whether they …Read More
Based on data from the Centers for Medicare and Medicaid Services (CMS), several Medicare Advantage (MA) carriers across the US are terminating Medicare Advantage plans at the end of 2018. Our actuaries have projected that more than 105,000 MA members will lose their MA coverage at the end of the ye…Read More
Finding the right insurance agent with whom you’re comfortable doing business with is important for many reasons. Giving someone money that you don’t know very well in hopes that they will cover you financially in the event of an accident or other unforeseen event requires trust. As an insurance…Read More
No matter what industry or business you’re involved in, there just seem to always be myths and common misunderstandings. Unfortunately, life insurance is no exception, as there are plenty of myths out there about this highly important insurance service. At Laurel Insurance Partners, we believe tha…Read More
In short, yes. There are distinctions between each type of life insurance policy, and there are variables that will determine if term life insurance or whole life insurance is better for you. Laurel Insurance Partners offers comprehensive life insurance options for people of all needs, because every…Read More
Life tends to be unpredictable. It is primarily because of that reason that insurance exists, in order to cover you in case something drastic and unfortunate occurs. It doesn’t even need to be a life-shattering event to warrant insurance coverage - a simple fender can be straightened out with a de…Read More
