1. Now’s the time to apply: “Life Insurers will start turning business away” but there is a caveat!

    NEVER THOUGHT I'D SAY IT! Life Insurance Companies are beginning to turn business away. COVID-19 and the resulting crash in interest rate are causing Life Insurers to rethink their projections.  Life Insurers pool premiums which increases capital reserves and hence helps mitigate risk.  That is th…Read More

  2. Collateral Assignment of Life Insurance to Get A LOAN!!

    A collateral assignment of life insurance is a conditional assignment appointing a lender as the primary beneficiary of a death benefit to use as collateral for a loan. If the borrower is unable to pay, the lender can cash in the life insurance policy and recover what is owed. Businesses readily a…Read More

  3. Client Spotlight- Tom Lasley and Elaine Wood

    Beau is one of the most thorough, diligent, and fun person we have ever met.  He explained everything we were considering and even took unnecessary things off the table we had been considering.  Highly recommended. Tom and Elaine a successful boutique real estate in Asheville, NC.  They are one o…Read More

  4. Using Life Insurance for Retirement Income

    Life Insurance — an instrument which is favored by some due to the inherent tax benefits while others endorse the importance of having a life insurance cover. Though life insurance companies and also the regulatory body are trying to instill the awareness of life insurance in the minds of some…Read More

  5. How to Find the Right Insurance Agent

    Finding the right insurance agent with whom you’re comfortable doing business with is important for many reasons. Giving someone money that you don’t know very well in hopes that they will cover you financially in the event of an accident or other unforeseen event requires trust. As an insurance…Read More

  6. A Few Quick Life Insurance Myths

    No matter what industry or business you’re involved in, there just seem to always be myths and common misunderstandings. Unfortunately, life insurance is no exception, as there are plenty of myths out there about this highly important insurance service. At Laurel Insurance Partners, we believe tha…Read More

  7. Are Term Life Insurance and Whole Life Insurance Different?

    In short, yes. There are distinctions between each type of life insurance policy, and there are variables that will determine if term life insurance or whole life insurance is better for you. Laurel Insurance Partners offers comprehensive life insurance options for people of all needs, because every…Read More

  8. Why We Believe in the Importance of Life Insurance

    Life tends to be unpredictable. It is primarily because of that reason that insurance exists, in order to cover you in case something drastic and unfortunate occurs. It doesn’t even need to be a life-shattering event to warrant insurance coverage - a simple fender can be straightened out with a de…Read More