Wealthy clients looking to use life insurance in their estate plans may find that funding their policies with a loan makes sense, especially as interest rates are still relatively low. The goal is to exploit low interest rates to get a cheap loan, which funds premium payments for a cash-value life i…Read More
Life Insurance — an instrument which is favored by some due to the inherent tax benefits while others endorse the importance of having a life insurance cover. Though life insurance companies and also the regulatory body are trying to instill the awareness of life insurance in the minds of some…Read More
Three-quarters of Americans—75%—say they don’t currently have long-term care (LTC) insurance, and more than half (53%) of those who don’t say it’s too expensive. A survey conducted online by Harris Poll on behalf of OneAmerica® in August asked 2,065 adults age 18 and older1 whether they …Read More
More than half of Americans – 55 percent – mistakenly believe health insurance or Medicare will pay for assistance with daily living due to illness or injury for an extended period of time. A recent survey1 conducted online by Harris Poll on behalf of OneAmerica® asked adults how they would pay…Read More
If you want to have a good retirement, you need to figure out what that means to you. Do some life planning for retirement, set goals and create a plan that allows you to achieve exactly what you want. What do most of us want? It is usually pretty simple a: Happy retirement. Healthy retirement. And,…Read More
Insurance can be confusing and it’s hard to know what you really need or want. But here are five very good reasons why you need life insurance. As we grow older, get married, build families and start businesses, we come to realize more and more that life insurance is a fundamental part of having…Read More
This graph paints a grim reality. There is a 50/50 Chance you will need Long Term Care during your life time! That said, the graph illustrates the average lengths of time by demographic A 50-50 likelihood you'll use your policy is enormously high. That's part of the reason long term care insuranc…Read More
Dive Brief: The federal government won or negotiated more than $2.4 billion in healthcare fraud judgments and settlements in FY2017, according to the HHS/Department of Justice’s new Health Care Fraud and Abuse Control Program’s (HCFAC) annual report. In total, $2.6 billion was returned to the fe…Read More
In our previous blog post, we covered several bizarre and ridiculous insurance claim scenarios that have occurred throughout time. In a slightly more tame blog post, your Hendersonville life insurance experts here at Laurel Insurance Partners are going to go over some random tidbits and information …Read More
Protecting the loved ones in your life, including yourself, is one of the most important things that you could ever do. Whether you’re buckling the seatbelt of your young child or sending your recent high school graduate off to college with a well-stocked survival kit, you want the best safety and…Read More
