by Laurel | Feb 17, 2019 | Income during retirement, Income Rider, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Qualified Retirement, Retirement, Retirement Income, Retirement Planning, RMD
A lot of confusion and hype floats around about Fixed Indexed Annuities (FIAs). A lot of financial advisors have given the term “annuity” a bad name. The word annuity implies “insurance” and, to me , therefore should not be tied directly to...
by Laurel | Feb 5, 2019 | Home Health Care, Income Rider, Long Term Care insurance, Medicaid, Medicare Advantage Plans/Medicare Part C, Medicare Part A, Medicare Part B, Medigap/Medicare supplement
Three-quarters of Americans—75%—say they don’t currently have long-term care (LTC) insurance, and more than half (53%) of those who don’t say it’s too expensive. A survey conducted online by Harris Poll on behalf of OneAmerica® in August asked 2,065 adults age 18 and...
by Laurel | Jan 22, 2019 | Dental Insurance, Income during retirement, Income Rider, Indexed Annuity, Insurance and Retirement Planning, Medigap/Medicare supplement, Multi-Year Guarantee, MYGA, Preservation of Capital, Retirement, Retirement Income, Retirement Planning
If you want to have a good retirement, you need to figure out what that means to you. Do some life planning for retirement, set goals and create a plan that allows you to achieve exactly what you want. What do most of us want? It is usually pretty simple a: Happy...
by Laurel | Dec 27, 2018 | Income Rider, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital
AT WHAT AGE SHOULD YOU PURCHASE AN INDEXED ANNUITY? The great thing about fixed indexed annuities is that they are a reliable retirement planning vehicle appropriate for people in a variety of life stages. However, there are a few rules of thumb to follow when...
by Laurel | Nov 12, 2018 | Income Rider, Long Term Care insurance, Preservation of Capital
This graph paints a grim reality. There is a 50/50 Chance you will need Long Term Care during your life time! That said, the graph illustrates the average lengths of time by demographic A 50-50 likelihood you’ll use your policy is enormously high. That’s...
by Laurel | Oct 21, 2018 | Income Rider, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital
Americo Rates New Annuity Rates Effective October 22, 2018 Americo has made some positive rate adjustments to our Ultimate One Index Series and Future Provider Series annuity products. New contracts issued on October 22, 2018, or after will receive the new rates....
