Finding the right insurance agent with whom you’re comfortable doing business with is important for many reasons. Giving someone money that you don’t know very well in hopes that they will cover you financially in the event of an accident or other unforeseen event requires trust. As an insurance company ourselves, we understand the importance of finding someone who really cares about your life situation that you can trust for years to come.
That’s why in today’s post, we’re going to touch on a few things that you should look for when considering something as important as life insurance or long-term care insurance. Whether the criteria you care about most in your insurance provider revolves around experience, credibility or trustworthiness, you can count on Laurel Insurance Partners to provide the Hendersonville area with honest, high-quality insurance services that fit your needs and situation. Let’s take a look at a few of these things.
Technical Knowledge and Credentials
Before trusting someone as your insurance provider or advisor, you should first ask them about their experience and how it led to where they are now. One indicator of technical knowledge and credibility is if the agent in question has letters after their name – usually something like CIC, CPCU, ARM, and CRM. These letters typically stand for various professional insurance designations that represent a higher level of experience and general competence.
Do you feel comfortable interacting with your insurance providers, or are you just not getting along with them? Commission is a large part of insurance, and so it is important that you find insurance representatives who are as honest as they are trustworthy. Being passionate and enthusiastic about what they do is also a huge plus. Just remember, it’s generally much easier to do business with people that you like instead of people you don’t like.
Expectations: Get a Quote
Asking for a quote from your insurance representative is a good way to gauge whether or not they can live up to your expectations, and therefore decide if you want to conduct business with them or not. How fast they can actually get you a quote is a decent gauge of how efficient they are. Other things to take into consideration for your expectations is how thorough this agent is when they explain what coverage you’re afforded in a given policy, or why the price varies if more than one quote is provided to you.
Your Desired Insurance Type
Certain agents specialize in different areas of insurance, and so you’ll want to make sure that you find an insurance provider that has direct experience in your industry. For example, if you own a business then you’re probably looking for an agent to write your commercial insurance, or if you’re getting older and looking to secure the financial wellbeing of your family, then a life insurance specialist is probably what you want. Overall, it just depends on your situation.
We Want To Help You Today!
Laurel Insurance Partners specializes in multiple insurance domains, including Medicare planning, Medicare quotes, index annuities, and life insurance. We want to be there for you when you need us the most, and you can rest assured that whether you’re looking for term life insurance, whole life insurance, long-term care insurance or other solutions that we offer, you’re in good hands. Get in touch with our Hendersonville insurance company today!