Lincoln OptiBlendSM fixed indexed annuity is a flexible premium annuity that offers several features to help meet accumulation and income needs.

Key features include:

  • A Fixed Account offers a set interest rate for one year. Subsequent interest rates are declared annually.
  • Three indexed accounts have the potential to earn interest tied to the performance of outside indices. The indexed accounts are: One Year Performance Triggered; One Year Point-to-Point (with cap); and One Year Volatility Controlled Point-to-Point (with spread).
  • An optional rider, available at an additional cost, with a guaranteed withdrawal amount for life
  • A seven-year or 10-year surrender charge schedule, subject to state availability

Contact Laurel Insurance Partners today!